Super Nachos Recipe

I get a lot of compliments every time I make this, and I've had several people ask for the recipe. So here it is for the world to see:
 
1lb ground beef (or chicken or turkey, whatever you use)
1 pkg taco seasoning mix
1 can refried beans
about 1/4 tsp cayenne pepper (or more if you like hot & spicy)
about 1 tsp chili powder (or more if you like hot & spicy)
1/2 block Velveeta
nachos (we use Tostito's bite size)
toppings (lettuce, tomato, sour cream, whatever you like)

Brown ground beef, drain. Fix taco seasoning mix according to directions. Stir in refried beans, cayenne pepper and chili powder. Heat through. Cut up Velveeta (to melt faster). Once Velveeta is melted (stir to mix thru), place some nachos on a plate. Spoon mixture over nachos. Add toppings. 
Here's the finished product:

Yum! Enjoy! If you try this recipe, please leave a comment about how you liked it.